Holiday Let Insurance Tax Guide UK 2026 | FHL Abolished | Airbnb

The Furnished Holiday Let tax regime was abolished on 6 April 2025. If you’re still running your holiday let finances as if it exists, you’re doing it wrong — and HMRC won’t be sympathetic.  What’s inside:  ✓ FHL tax abolition explained — what changed on 6 April 2025 and what it means for your income ✓ How holiday let income is now taxed (property income, not trading income) ✓ Allowable expenses guide (what you can and can’t deduct) ✓ Mortgage interest relief — the 20% tax credit explained ✓ Capital gains tax changes for holiday lets ✓ VAT threshold and registration guidance (if turnover exceeds £90,000) ✓ Insurance requirements checklist (property, public liability, employer’s liability, contents, loss of income) ✓ Insurance comparison guide (specialist holiday let insurers vs standard landlord policies) ✓ Record-keeping requirements for HMRC  This is not a tax return template — it’s a plain-English guide to understanding your tax position and making sure your insurance actually covers what you think it covers. Editable Word file. Instant download. Updated for 2026 tax year.